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Manusmriti

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धर्मेण व्यवहारेण छलेनाचरितेन च । प्रयुक्तं साधयेदर्थं पञ्चमेन बलेन च ॥ ४९ ॥

By moral suasion, by suit of law, by artful management, or by the customary proceeding, a creditor may recover property lent; and fifthly, by force.

english translation