Manusmriti

siva.sh/manusmriti/6/35

ऋणानि त्रीण्यपाकृत्य मनो मोक्षे निवेशयेत् । अनपाकृत्य मोक्षं तु सेवमानो व्रजत्यधः ॥ ३५ ॥

sanskrit

When he has paid the three debts, let him apply his mind to (the attainment of) final liberation; he who seeks it without having paid (his debts) sinks downwards.

english translation

RNAni trINyapAkRtya mano mokSe nivezayet | anapAkRtya mokSaM tu sevamAno vrajatyadhaH || 35 ||

hk transliteration by Sanscript